職位描述
簡介
- Lead and manage the loans department, ensuring efficient processing and high-quality service delivery.
- Develop and implement loan policies, credit risk assessment procedures, and control mechanisms aligned with regulatory and internal standards.
- Supervise and guide loan officers and analysts in evaluating applicants’ financial status, creditworthiness, and property evaluations.
- Review, approve, or escalate high-value and complex loan applications, particularly for corporate clients.
- Analyze loan portfolio performance, recommend strategic initiatives, and mitigate credit risks.
- Strengthen and expand the corporate client base through strategic market analysis and relationship-building.
- Coordinate with underwriters, credit analysts, and other departments to resolve loan-related issues and ensure efficient loan cycle management.
- Monitor and manage delinquent loan accounts, negotiate repayment arrangements, and oversee recovery processes including asset liquidation.
- Ensure accurate and timely preparation of regulatory and management reports, including submissions to the BSP and Head Office.
- Stay updated on financial products, market trends, and regulatory changes to drive innovation in lending strategies.
- Lead training, development, and performance management of the loans team.
- Represent the bank in high-level client meetings and industry-related engagements to build credibility and visibility
職位要求
- Minimum of 6 years’ progressive experience in loan and credit functions, including at least 3 years in a managerial or leadership role.
- Strong background in corporate finance, banking, and credit evaluation.
- Excellent leadership, strategic planning, and decision-making abilities.
- Advanced skills in financial analysis, risk management, and regulatory compliance.
- Strong communication, negotiation, and client management skills.
- Proficiency in reporting, loan systems, and financial documentation.
建立關係合規性項目管理銀行交易領導技能
Repaso Carmela
HR OfficerTamaray People Solutions Corporation
活躍於三天內
工作地址
Alabang. Alabang, Muntinlupa, Metro Manila, Philippines
發布於 28 May 2025